Gaming machine with bank credit meter

ABSTRACT

A gaining machine ( 10 ) has a display ( 14 ) and a game controller arranged to control images displayed on the display ( 14 ). The game controller is arranged to play a game wherein one or more random events are caused to be displayed on the display ( 14 ) and, if a predefined winning event results, the machine ( 10 ) awards a prize which is credited to a credit meter of the machine ( 10 ). The credit meter includes two meter displays, a first meter display ( 42.1 ) indicating credit which is available for expenditure in the machine ( 10 ) to play at least one game and a second meter display ( 42.2 ) indicating credit set aside by at least one of a player and the game controller and which credit is unavailable to the player for wagering on a game but which is only available by termination of a playing session.

FIELD OF THE INVENTION

This invention relates to a gaming machine. More particularly, theinvention relates to a gaming machine and to an improved meterarrangement for such a gaming machine.

BACKGROUND TO THE INVENTION

Gaming machines are becoming increasingly popular. In certain quarters,concerns are being expressed about the expenditure of funds on gamingmachines.

SUMMARY OF THE INVENTION

According to the invention there is provided a gaming machine having adisplay means and a game control means arranged to control imagesdisplayed on the display means, the game control means being arranged toplay a game wherein one or more random events are caused to be displayedon the display means and, if a predefined winning event results, themachine awards a prize which is credited to a credit meter of themachine, the gaming machine being characterized in that the credit meterincludes two meter displays, a first meter display indicating creditwhich is available for expenditure in the machine to play at least onegame and a second meter display indicating credit set aside by at leastone of a player and the game control means and which credit isunavailable to the player for wagering on a game but which is onlyavailable by termination of a playing session.

For the sake of explanation, the second meter display will be referredto as a bank credit meter or, more simply, as a bank meter. Creditdisplayed on the bank meter can never be used for making wagers but canonly be collected from the gaming machine upon termination of a playingsession.

In one aspect, the game control means may credit excess credit to thebank meter where the player tenders credit and only a part of thetendered credit is to be used for wagering by the player. The creditingof excess credit to the bank meter may be made at the selection of theplayer or may be forced by the game control means of the gainingmachine.

Thus, in one embodiment of this aspect of the invention, the gamingmachine may include a transfer device for transferring excess credit tothe bank meter. The transfer device may be a “bank” button to transfercredit from the credit meter to the bank meter. Hence, for example,should a player wish to gamble with less than an amount of money thatthe player has inserted into the machine, the player can transfer aportion of these funds via the bank button to the bank meter.

In another embodiment of this aspect of the invention, the game controlmeans may automatically transfer excess credit, beyond a predeterminedthreshold as contained in the game control means, to the bank meterwithout player intervention.

In another aspect of the invention, the game control means may creditwins from games played to the bank meter instead of the first meterdisplay, which is the normal credit meter. This may be referred to as anautobank mode.

Further, the game control means may credit wins to the bank meterautomatically or at the option of the player. In the latter case, theplayer may be able to set a limit above which wins are credited to thebank meter and below which wins are credited to the first meter display.The limit may be set via an appropriate setting device operated by theplayer. The setting device may be an autobank button which is toggled bythe player to set the limit.

In use, when the player activates the autobank button to bank theplayer's wins, any wins resulting are automatically credited to the bankmeter rather than to the credit meter. Funds credited to the bank meterare then only available to the player upon termination of a gamingsession. A gaming session may be regarded as having terminated eitherwhen the credit on the credit meter is zero or when the player hascashed out credit displayed on the first meter display resulting in azero balance on the first meter display. Thereafter, any creditsremaining in the bank meter may be cashed out.

The gaming machine may include a discernible warning device to warn aplayer, upon termination of a gaming session, to cash out from the bankmeter. The discernible warning device may be an audible and/or a visualwarning device. The player may be unable to cancel the discerniblewarning device by entering more credit into the gaming machine. In otherwords, the credit standing to the player in the bank meter must becollected by the player before the gaming machine can accept morecredit.

BRIEF DESCRIPTION OF THE DRAWINGS

The invention is now described by way of example with reference to theaccompanying diagrammatic drawings in which:

FIG. 1 shows a three dimensional view of a gaming machine, in accordancewith the invention;

FIG. 2 shows a schematic block diagram of a control circuit of thegaming machine;

FIGS. 3 a to 3 j show screen displays of various examples of theinvention;

FIG. 4 shows a flow chart of one embodiment of a game sequence of thegaming machine; and

FIG. 5 shows a flow chart of a second embodiment of a game sequence ofthe gaming machine.

DETAILED DESCRIPTION OF THE DRAWINGS

In FIG. 1, reference numeral 10 generally designates a gaming machine,including a game, in accordance with the invention. The machine 10includes a console 12 having a video display unit 14 on which a game 16is played, in use. The game 16 is a spinning reel game which simulatesthe rotation of a number of spinning reels 18. It will, however, beappreciated that the invention applies to other games as well such ascard games, ball-type games like keno, or the like. A midtrim 20 of themachine 10 houses a bank 22 of buttons for enabling a player to play thegame 16. The midtrim 20 also houses a credit input mechanism 24including a coin input chute 24.1 and a bill collector 24.2.

The machine 10 includes a top box 26 on which artwork 28 is carried. Theartwork 28 includes paytables, details of bonus awards, etc.

A coin tray 30 is mounted beneath the console 12 for cash payouts fromthe machine 10.

Referring now to FIG. 2 of the drawings, a control means or controlcircuit 32 is illustrated. A program which implements the game and userinterface is run on a processor 34 of the control circuit 32. Theprocessor 34 forms part of a controller 36 which drives the screen ofthe video display unit 14 and which receives input signals from sensors38. The sensors 38 include sensors associated with the bank 22 ofbuttons and touch sensors mounted in the screen. The controller 36 alsoreceives input pulses from the mechanism 24 indicating that a player hasprovided sufficient credit to commence playing. The mechanism 24 may,instead of the coin input chute 24.1 or the bill collector 24.2, or inaddition thereto, be a credit card reader (not shown) or any other typeof validation device.

Finally, the controller 36 drives a payout mechanism 40 which, forexample, may be a coin hopper for feeding coins to the coin tray 30 tomake a pay out to a player when the player wishes to redeem his or hercredit standing to a credit meter 42.1 and/or to a bank meter 42.2 of acredit meter display 42 of the gaming machine 10 as will be described ingreater detail below.

In this invention, the credit meter display 42 of the gaming machine 10is displayed on the screen of the video display unit 14. The creditmeter display 42 has two components, the standard credit meter 42.1 andthe bank meter 42.2 which constitute separate displays on the screen ofthe video display unit 14.

Also, a “bank” button 44 is arranged on the midtrim 20 of the gamingmachine 10. Still further, an “autobank” button 46 is also arranged onthe midtrim 20 of the machine 10. It will be appreciated that, insteadof the buttons 44 and 46, these features may be implemented as touchscreen features on the screen of the video display unit 14.

The purpose of the split credit meter 42 is to encourage responsiblegaming. The bank meter 42.2 gives the player the option to bank anyportion of the player's winnings or wagers. Money available on thecredit meter 42.1 of the credit meter display 42 may be wagered in thenormal way but that money credited to the bank meter 42.2 can never bewagered from the bank meter 42.2 but can only be collected from thegaming machine 10 by cashing out.

Two scenarios are envisaged where the bank meter 42.2 will mostly beused. These scenarios are, firstly, where the player uses a largedenomination note or coin but only wishes to use a portion of the moneycredited to the machine. The second scenario is where a win is paid tothe bank meter 42.2 instead of to the credit meter 42.1.

By means of the bank button 44 (or its touch screen equivalent) theplayer can transfer money from the credit meter 42.1 to the bank meter42.2.

Thus, when a player inserts cash into the machine this will be displayedon the credit meter 42.1 in the conventional fashion. Whenever thegaming machine 10 is in idle mode (which includes immediately aftercredit is inserted into the game machine) the player will be able topress the bank button 44 to transfer credit from the credit meter 42.1to the bank meter 42.2. The preferred embodiment is for the bank button44 to work as a toggle transferring credits of predetermined amountsfrom the credit meter 42.1 to the credit meter 42.2 each time the button44 is activated.

The size of the amount which is transferred each time the button 44 isactivated may be operator selectable and may also be dependent upon thedenomination of the gaming machine 10. Hence, a player may insert fiftydollars into the gaming machine with the intention of betting no morethan twenty dollars. The credit transfer amount applicable to the gamingmachine 10 when the button 44 is manipulated may be five dollars. Hence,by pressing the bank button 44 six times, thirty dollars is transferredto the bank meter 42.2 from the credit meter 42.1. Only twenty dollarsremains on the credit meter 42.1 with which the player can bet. Once thetwenty dollars has been depleted, assuming winnings are credited to thebank meter 42.2, the credit meter 42.1 will have been depleted and awarning message and sound will occur reminding the player to collect thebanked credits, as displayed on the bank meter 42.2, before leaving themachine 10. The sound and message will be cancelled by pressing the“Collect” button of the machine 10 resulting in all credits credited tothe bank meter 42.2, including the original thirty dollars, being paidout to the player in the applicable fashion. It is preferred that theplayer will not be able to cancel the warning message and sound byinserting more credit into the gaming machine 10. In other words, thebank meter 42.2 must be cleared by being collected before the gamingmachine 10 will be able to accept more credit.

The bank button 44 may be operable at any time when the gaming machine10 is in an idle mode. Hence, after a win has been transferred to thecredit meter display 42, whether to the credit meter 42.1 or to the bankmeter 42.2, the player may again decide to move some or all of thecurrent credit on the credit meter 42.1 to the bank meter 42.2. This isdone by appropriation manipulation of the bank button 44.

In another embodiment of this scenario or aspect of the invention, thegaming machine 10 selects a maximum amount of money that can be creditedto the credit meter 42.1 at any one time. For example, the machine 10may set a maximum limit of twenty dollars to appear on the credit meter42.1 at any one time. As a result, if a player inserts more than themaximum allowable amount, the credit meter 42.1 is credited withwhatever part of the entered amount is required to take the credit meter42.1 to its maximum amount. The balance is transferred by the machine tothe bank meter 42.2. Assuming the player inserts fifty dollars and thebalance on the credit meter had been zero, then, if the maximumpermissible amount which can be displayed on the credit meter 42.1 istwenty dollars, the balance of thirty dollars will be transferred to thebank meter 42.2 by the machine 10. In this embodiment, it also envisagedthat all winnings will be transferred directly to the bank meter 42.2automatically and without any player intervention. Hence, the bankbutton 44 may be eliminated.

It is also preferred that all winnings are banked to the bank meter 42.2rather than to the credit meter 42.1 but this will be at the option ofthe player.

In one embodiment, the machine 10 includes the autobank button 48 or itstouch screen equivalent. When the autobank button 48 is activated, anywins payable to the player 42.2 as a result of playing the game 16 willbe credited to the bank meter 42.2 rather than to the credit meter 42.1.Thus, the player can only access the winnings by terminating a gamingsession on the gaming machine 10 and collecting the funds in theapplicable fashion.

The autobank button 48 may also be applicable together with a limit.Whenever the player toggles the button 48, from an “off” to an “on”state, they will be able to define the limit. Then, when any win equalsor exceeds the set limit, this win is transferred to the bank meter42.2. Any wins lower than the limit are transferred to the credit meter42.1.

Still further, instead of the button 48, whenever a win occurs, thestandard “play on, gamble or take win” message will be augmented by a“bank” message. If the player then presses the bank button 44 at thispoint, the win just obtained will be transferred to the bank meter 42.2rather than to the credit meter 42.1.

The banking feature may be provided in combination with other featuresof the gaming machine 10. Hence, for example, a spin/bank button (orsimilar) could be provided which automatically banks all wins incombination with the other feature. Hence, if a player wishes to altertheir bet or have wins transferred to the credit meter 42.1 the playerwill press the standard play line button (or whichever applicablebutton) to commence games as per normal operation of the machine 10. Bypressing the spin/bank button (not shown) a game will commence at thecurrent bet per line and the previous game's number of lines. Any winsresulting from playing the machine 10 will automatically be credited tothe bank meter 42.2.

Referring now to FIGS. 3 a to 3 j of the drawings, examples of theinvention are illustrated.

Prior to commencement of the game, a screen display on the video displayunit 14 of the machine is shown at 50 in FIG. 3 a. The credit meter 42.1and the bank meter 42.2 are both set at zero.

A player inserts a fifty dollar note via the bill acceptor 24.2. This ismonitored by the mechanism 24 and the processor 32 and the credit meter42.1 is credited as shown in FIG. 3 b of the drawings.

The player only wishes to bet ten dollars of the fifty dollars creditedso the player presses the bank button 44 eight times. As shown, afterthe first press of the button 44 in FIG. 3 c of the drawings, each timethe button 44 is pressed, five dollars are transferred from the creditmeter 42.1 to the bank meter 42.2 until forty dollars has been creditedto the bank meter 42.2 and only an amount of ten dollars remains on thecredit meter 42.1 as illustrated in FIG. 3 d of the drawings.

The player then bets one credit per line on all three paylines. As aresult of achieving five nines on payline two, a win of one hundredcredits results. Due to the fact that the autobank button 46 is on, asillustrated by a message 52 on the screen 50, the one hundred creditsfor the win are credited to the bank meter 42.2.

For the following game, as shown in FIG. 3 f of the drawings, the playerbets two credits per line on each of the three paylines. This time, theplayer does not achieve any wins.

As the player only has one credit left and does not wish to insert morecredits, the player reduces the bet to one credit per line on the firstpayline. Also, as the player wishes to continue playing, the playertoggles the button 48 so that the autobank feature is off as shown bythe message 52 in FIG. 3 g of the drawings.

As a result of three kings appearing on payline one, the player winstwenty credits. As the autobank feature is now off, these wins arecredited to the credit meter 42.1. It is to be noted that, only aspayline one was active, the four eights appearing on payline two do notpay any prize.

The player then decides that he or she only wishes to have five dollarsto gamble with and wishes to bank the remaining fifteen dollars. Thebank button 44 is pressed until only a credit of five dollars remains asshown on the credit meter 42.1 in FIG. 3 h of the drawings.

The player then makes a bet of one credit per line on each of the threepaylines but does not win anything. After this, the player decides tocollect the money and presses the Collect button on the gaming machine10. The two credits remaining on the credit meter 42.1 are paid outtogether with the one hundred and fifty five credits on the bank meter42.2.

Hence, it is an advantage of the invention that a feature is added tothe gaming machine which, the applicant believes, will encourageresponsible gaming.

It will be appreciated by persons skilled in the art that numerousvariations and/or modifications may be made to the invention as shown inthe specific embodiments without departing from the spirit or scope ofthe invention as broadly described. The present embodiments are,therefore, to be considered in all respects as illustrative and notrestrictive.

1. A gaming machine, comprising: a game controller configured to controlplay of a game in a playing session comprising a plurality of game playsin which a player wagers credits; a display configured to display imagesof the game, the display being controlled by the game controller; afirst credit meter that, under the control of the game controller, keepsan account of unwagered credits which are available to be wagered by theplayer during the playing session; a bank credit meter that, under thecontrol of the game controller, keeps an account of banked credits whichthe game controller is configured to prevent the player from wagering inany game play of the playing session, and which the game controller isconfigured to cause the gaming machine to return to the player onlyafter the termination of the playing session; and a bank buttonconfigured to cause the game controller to transfer a number ofunwagered credits from the first credit meter to the bank credit metereach time the bank button is actuated during the playing session.
 2. Thegaming machine of claim 1, wherein prior to the gaming session, the gamecontroller is configured to add a first portion of tendered credits tothe first credit meter and a second portion of the tendered credits tothe bank credit meter in response to the player indicating only a partof the tendered credits is to be used for wagering by the player.
 3. Thegaming machine of claim 1, wherein the game controller is configured toautomatically transfer credits beyond a predetermined threshold to thebank credit meter without player intervention.
 4. The gaming machine ofclaim 1, wherein the game controller is configured to credit wins fromgames played to the bank credit meter instead of the first credit meter.5. The gaming machine of claim 4, wherein the game controller isconfigured to credit wins to the bank credit meter at the option of theplayer.
 6. The gaming machine of claim 4, wherein the game controller isconfigured to permit the player to set a limit above which the gamecontroller credits wins to the bank credit meter and below which thegame controller credits wins to the first credit meter.
 7. The gamingmachine of claim 6, further comprising a setting device operable by theplayer to set the limit.
 8. The gaming machine of claim 1, furthercomprising a discernible warning device to warn a player, upontermination of a gaming session, to cash out from the bank credit meter.9. The gaming machine of claim 8, wherein the game controller isconfigured to prevent the player from canceling the discernible warningdevice by entering more credit into the gaming machine.
 10. The gamingmachine of claim 1, wherein the gaming controller is configured topermit credits to be added to the bank credit meter during the playingsession, but prevents credits from being removed from the bank creditmeter during the playing session.
 11. The gaming machine of claim 1,wherein the game controller is configured to prevent the player fromadding credits to the gaming machine after the playing session isinitiated, and to continue to prevent the player from adding credits tothe gaming machine until termination of the playing session andcollection of banked credits from the bank credit meter.
 12. The gamingmachine of claim 1, wherein the number of unwagered credits transferredupon each actuation of the bank button is predetermined.
 13. The gamingmachine of claim 1, wherein the game controller permits the player tospecify the number of unwagered credits transferred upon each actuationof the bank button.
 14. A gaming machine, comprising: a display; a gamecontrol arrangement configured to control images displayed on thedisplay, the game control arrangement configured to play a game in aplaying session comprising a plurality of game plays in each of whichone or more random events are caused to be displayed on the display; anda credit meter to which the game control arrangement credits a prize ifa predetermined winning event results from the one or more randomevents; wherein the game control arrangement is configured to cause thegaming machine to distribute any credits credited to the credit meter ifthe playing session is terminated; wherein the credit meter includes: anavailable credit meter displayed on the display and configured toindicate credit which is available for expenditure in the gaming machineto play at least one game in the playing session; and a bank creditmeter, displayed on the display together with the available creditmeter; wherein the game control arrangement is configured to prevent theplayer from wagering banked credit on any game in the gaming session,and to cause the gaming machine to distribute the bank credits to theplayer only following termination of the playing session; wherein thegame control arrangement is configured to automatically credit at leasta portion of the prize to the bank credit meter if an autobank mode isactive; and wherein the game control arrangement configured to requirethe player to collect banked credit on the bank credit meter at thetermination of the playing session before permitting the gaming machineto accept more credit.
 15. The gaming machine of claim 14, wherein thegaming controller is configured to permit credits to be added to thebank credit meter during the playing session, but prevents credits frombeing removed from the bank credit meter during the playing session. 16.The gaming machine of claim 14, wherein the game control arrangement isconfigured to permit the player to specify a limit, to credit all of theprize to the bank credit meter if the autobank mode is active and theprize exceeds the limit, and to otherwise credit all of the prize to theavailable credit meter.
 17. The gaming machine of claim 14, furthercomprising an autobank button configured to, in response to beingactuated, activate the autobank mode if inactive and inactivate theautobank mode if active.
 18. A method implemented by a gaming device,the method comprising: generating one or more random events; awarding,if a predetermined winning event results from the one or more randomevents, a prize of credits to a credit meter of the gaming device,permitting expenditure of said credits on the credit meter to play atleast one game in a playing session; transferring a number of creditsfrom the credit meter to a bank credit meter of the gaming device inresponse to a bank button of the gaming device being actuated;preventing wagering of banked credit on the bank credit meter untildistributed from the gaming machine following termination of the playingsession; distributing to the player at the gaming device or a playeraccount, upon termination of the playing session, any banked creditscredited to the bank credit meter; and requiring banked credit on thebank credit meter to be collected by the player at the termination ofthe playing session before permitting the gaming device to accept morecredit.
 19. The method of claim 18, further comprising: permittingcredits to be added to the bank credit meter during the playing session;and preventing credits from being removed from the bank credit meterduring the playing session.
 20. The method of claim 18, furthercomprising automatically transferring at least a portion of the prize ofcredits to the bank credit meter in response to an autobank mode beingactive.